When joining Elevations, you can expect to work for a company that:
Provides amazing experiences and creates raving fans.
Strives to provide solutions for a better life and promises employees it will be the best place they have ever worked.
Wins awards such as “Best Bank”, “Best Companies to Work for in Colorado” and even the “Malcolm Baldrige National Quality Award”, the only Presidential award for quality.
Has a highly-engaged workforce and emphasizes career growth, empowerment and servant leadership.
What’s in it for you:
Competitive pay, organization-wide incentive program, 401k matching, mortgage and auto discounts
4 weeks min. paid time off, work anniversary paid time off, 11 paid holidays, and 16hrs paid volunteer time off
Medical, dental, and vision health plans with FSA or HSA options
Onsite fitness center, Zumba and yoga classes, health fairs with biometrics screening and flu shots
Employee Assistance Program with a variety of services
Career development, trainings, career coaching, job shadowing, mentoring program, tuition reimbursement up to $5,000/year, and a recognition system
Culture of excellence and continuous improvement
We strive to be the best place you’ve ever worked!
To process mortgage loans from applications received from Loan Originators to submitting to underwriting, clearing conditions and obtaining final approval.
Essential Functions include:
-As a processor, you will be expected to demonstrate a sense of urgency, willingness to work closely with others and be part of a team.
-Assume primary responsibility for the loan and proactively communicate with members, internal staff members, realtors, title companies, etc. to respond to inquiries and resolve problems.
-You will be expected to ensure pricing and fees are accurately reflected on each transaction and obtain and review all necessary appraisals, title and tax certificates, credit documents, mortgage insurance, flood and hazard insurance, HOA certificates, subordination agreements and other documents as required.
-Maintain knowledge of regulatory changes, external and internal compliance requirements and to ensure loan salability.
-Proactively take steps to become comfortable and knowledgeable of all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).
-Proactively take steps to learn and ensure compliance with regulatory and investor guidelines including, but not limited to, RESPA, HUD, FHA, FNMA/FHLMC guidelines and Customer Service Standards set by Elevations Credit Union.
-Our Loan Processors are dedicated to providing world class service that will maintain and grow a customer’s relationship with Elevations Credit Union.
-Excellent communication skills; Bilingual Spanish/English (written & verbal) required
Required Education and Experience:
-High school diploma or equivalent required
-At least 3 years of financial institution experience
-Strong PC skills (MS Office) required
-Impeccable attention to detail is a must
-Knowledge of consumer or mortgage lending
-Knowledge of federal lending regulations
-Associates degree preferred
-Mortgage Loan Processing experience a plus but not required
-Recent and consistent experience with al GSE investors, DU, LP and DE preferred
-Experience with mortgage origination systems/banking systems particularly relating to processing preferred
Work Environment: This job operates in an office setting and routinely uses standard office equipment
Physical Requirements: Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.
Position Type/Expected Hours of Work: Full time / 40 hours per week
Location: Elevations Support Center
Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1953, we’ve grown from 12 members and less than $100 in assets to an institution with 13 branches and more than 120,000 members that manages over $2 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.
EEO Statement: Elevations Credit Union is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or ​expression, veteran status, or any other status protected under federal, state, or local law. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs.
Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.