|Employer:||Elevations Credit Union|
Longmont - Boulder County|
|Employment Type:||Full Time|
|What’s in it for you:|
Competitive pay, organization-wide incentive program, 401k matching, mortgage and auto discounts
4 weeks min. paid time off, work anniversary paid time off, 11 paid holidays, and 16hrs paid volunteer time off
Medical, dental, and vision health plans with FSA or HSA options
Onsite fitness center, Zumba and yoga classes, health fairs with biometrics screening and flu shots
Employee Assistance Program with a variety of services
Career development, trainings, career coaching, job shadowing, mentoring program, tuition reimbursement up to $5,000/year, and a recognition system
Culture of excellence and continuous improvement
We strive to be the best place you’ve ever worked!
When joining Elevations, you can expect to work for a company that:
Provides amazing experiences and creates raving fans.
Strives to provide solutions for a better life and promises employees it will be the best place they have ever worked.
Wins awards such as “Best Bank”, “Best Companies to Work for in Colorado” and even the “Malcolm Baldrige National Quality Award”, the only Presidential award for quality.
Has a highly-engaged workforce and emphasizes career growth, empowerment and servant leadership.
|What you will be doing: Consistently contributes to the success of the Mortgage Loan Officer and their team by meeting standards of excellence in project management, marketing, analytical and administrative support. Additionally, a Mortgage Loan Assistant II supports the loan officer by taking application information and providing phone/email coverage when the LO is away from the office with supervision by LOA Supervisor and/or another loan officer. |
Take ownership of the mortgage loan process from application to funding, acting as project manager with minimal supervision
Interact with members, loan officers, fellow LOA’s, processors, underwriters, closers, title agents and real estate professionals in a collaborative and professional manner
Schedule and attend pipeline meetings for loans in process
Communicate loan progress to borrower and real estate agents
Effectively manage purchase contract and lock expiration dates, anticipating areas of concern and bringing them to the attention of the loan officer and processor, assist as needed to meet those deadlines
Prepare and submit appraisal reconsiderations, rapid rescore requests and loan committee reviews with guidance from loan officer, or LOA Supervisor
Responsible for maintaining TRID compliance in providing mortgage disclosures throughout the process
Continued knowledge development of loan origination software, compliance requirements, ECU systems and procedures, loan structure/pricing and underwrite guidelines
Develop and create best practices for SOPs, workflows and loan origination software
Prepare and implement marketing ideas and support to expand loan officer referral partners and book of business
Assist mortgage operations staff, as needed
Maintain a professional work environment and business-like appearance
Exemplify the Elevations Credit Union culture and core values in all workplace interactions and settings
Adhere to all Federal/State laws and governing regulations applicable to mortgages and the credit union
|What you need for this position:|
Equivalent to a high school education.
Minimum two years mortgage experience – 1 year mortgage sales experience preferred.
Knowledge of Fannie Mae & Freddie Mac guidelines, mortgage regulations and TRID compliance.
Demonstrated experience with mortgage loan programs, structure, options and pricing.
Ability and willingness to provide encouragement and support to fellow LOA's by sharing mortgage knowledge and best practices.
Interpersonal Skills: Courtesy, tact, discretion and diplomacy are essential elements of the job.
Candidate must have an ability to foster positive work relationships with people both inside and outside the organization.